Credit Analyst

2 days ago

Budapest, Hungary CSI Leasing Hungary Kft. Full time
CSI Leasing Hungary Kft. was established in 2023 as a subsidiary of CSI Leasing group (St. Louis, Missouri), present on the market already since 1972. We now have 1,500+ employees and more than 70 offices around the world, while providing lease financing in 50 countries. Customers choose CSI for superior service and financial solutions from industry leaders. At CSI, we invest in our customers throughout our entire relationship. , At CSI Leasing Hungary, a proud subsidiary of CSI Leasing, Inc. we are looking for a new colleague who would evaluate the creditworthiness of businesses, establish credit limits and develop policies to minimize financial risks in the Hungarian business. If you have a sharp eye for detail, a passion for financial analysis, a drive to make impactful decisions and you are fluent in Hungarian and English, this job opportunity to work as a Credit Analyst in CSI Leasing is exactly for you 

Your Key Responsibilities:
  • Evaluate creditworthiness of potential clients and assess their financial stability, utilizing various financial analysis tools.
  • Develop and implement effective credit risk management strategies and policies for the Hungarian market.
  • Conduct thorough risk assessments of lease applications, considering market trends, industry risks, and customer profiles.
  • Cooperate closely with sales and account management teams to establish credit limits and terms based on risk evaluations.
  • Monitor existing clients' financial performance and adherence to credit agreements; take proactive measures to mitigate credit risk.
  • Analyse financial statements, credit reports, and other relevant documents to make informed credit decisions.
  • Stay updated on local and international financial regulations and industry best practices to ensure compliance in credit operations.
  • Foster strong relationships with clients, internal teams, and external partners to enhance communication and streamline credit processes.
  • Prepare detailed reports and presentations for management, highlighting credit portfolio performance and areas for improvement.
  • Handle requests and assignments reliably and to the required quality and prioritize requests as required.
  • Collaborate with internal customers from various departments (Legal, IT, Sales, and Marketing).
  • Perform monitoring of business cases.
,  
  • Bachelor’s degree in Finance, Accounting, or related field (Master’s degree preferred)
  • Proven experience as a Credit Analyst or in a similar credit risk management role.
  • Knowledge of Hungarian Accounting Standards.
  • In-depth knowledge of Hungarian financial markets, regulations, and industry dynamics.
  • Strong analytical skills and ability to interpret complex financial data accurately.
  • Excellent communication and negotiation skills, with the ability to build and maintain relationships with diverse stakeholders.
  • Proficiency in financial analysis and Microsoft Office Suite.
  • Detail-oriented, organized, and capable of managing multiple priorities effectively.
  • Professional English and native Hungarian level are required.
  • Immediate availability is a plus.
,  
  • Analytical thinking, customer focus, problem-solving approach
  • Good Time Management.
  • Resilience.
,
  • A permanent employment agreement.
  • An independent working position with room for self-realization and responsibility.
  • Individual development plan.
  • Flexible working hours and occasional work from home.
  • Company events
  • Phone/Laptop

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