Credit Risk Analyst

4 weeks ago


Budapest, Budapest, Hungary LAT Nitrogen Hungary Kft. Full time
Job Title: Credit Risk Analyst

At LAT Nitrogen Hungary Kft., we are seeking a skilled Credit Risk Analyst to join our team. As a key member of our Credit Control department, you will play a crucial role in ensuring the financial stability and growth of our organization.

Key Responsibilities:
  • Conduct thorough credit risk analysis to identify potential risks and opportunities for growth.
  • Collaborate with the business to gain market knowledge and proactively mitigate risks through company and industry analysis.
  • Act as a credit representative towards the sales organization, expanding your network and supporting them in understanding credit procedures.
  • Monitor and report on overdue invoices, ensuring timely resolution and effective communication with the sales team.
  • Prepare and maintain monthly credit reports, including data on commercial risk usage, overdue status, DSO, and risk category spread.
  • Maintain the quality of credit master data, including credit limits, risk categories, and customer segmentation.
  • Ensure compliance with standard payment terms and manage the renewal of BU risk guarantees annually.
  • Manage doubtful receivables in close cooperation with the Legal Department.
  • Conduct customer visits when necessary to enhance risk assessments or facilitate ongoing negotiations.
Requirements:
  • Educational Background: University diploma in Economics or related field with a minimum of 2 years of experience.
  • Skills: Strong analytical thinking, communication, and presentation skills. Proficiency in English is essential, with additional languages being an asset.
  • Competencies: Ability to work effectively in a team, interact with challenging stakeholders, and make informed decisions in a fast-paced environment.
  • Experience: Knowledge of project management, data interpretation, performance analysis, and business modeling is beneficial.
What We Offer:
  • Competitive Compensation: A complex package of cafeteria that rewards your expertise and dedication.
  • Professional Development: Opportunities to grow within a globally recognized company.
  • Supportive Environment: A collaborative work environment and a state-of-the-art office.
  • Hybrid work model: 2 days HO available / week after probation period.

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