Polish speaking Credit analyst
1 month ago
Our partner company is a worldwide energy enterprise engaged in all facets of the energy sector, striving to provide light, heat, and mobility to millions of individuals on a daily basis. Would you like to discover how is the company leading the way in making energy cleaner and better – and how you can play your part in it? Join their Credit management team if you have experience in credit control and would like to actively use your English and Polish langauage knowledge.
Main responsibilities:In this role your main tasks will be:
- Perform regular and event driven credit assessments of the customers based on the credit policy:
- financial information data of the customer (balance sheet, profit and loss, cash flow statements, agency reports etc.)
- soft facts of the customer
- risk rating, credit limit
- define the overall need and type of collaterals for individual customers and manage handling for these collaterals
- coordinate with sales, customer and banks details on collaterals requested
- prepare high quality assessments
- take decision to block / unblock customers from delivery
- continuous monitoring of customers via alerts
- identify key, strategic or high risk business customers and issues and take actions together with the relevant stakeholders
- Exposure Management and Monitoring by:
- monitoring of exposure regarding credit limit and overdues
- monitor and communicate results to sales and provide support to find positive solution
- investigate and analyze porfolio trends, assess root causes and make suggestions on risk mitigations and improvements
- Support sales to find ways of working even with problematic customers, and/or organize regular meetings on credit matters
- Credit Insurance
- Stakeholder management
Required skills:
- Proficiency in English and Polish
- University Degree or equivalent experience or other Graduation in Economics (High School)
- 2-3 years of finance, preferably credit experience in an international environment
- Ability to deal with complex situations and make decisions while maintaining the right balance of customer and business focus
- Great communication and interpersonal skills
Advantages:
- SAP knowledge
What our partner can offer to you:
- Different bonus opportunities based on performance and wide range of cafeteria elements
- Life & health insurance, medical care package
- Flexible working schedule: home office up to 3 days / week, based on team agreement
- Family friendly workplace e.g.: Extended parental leave, Mother-baby room
- Employees’ wellbeing programs e.g.: Employee Assistance Program, Company Recognition Program
- Assets like phone for private usage and company laptop are provided from the first day of employment
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